/* Upward website — layout + section styles.
   Derived from the Claude Design canvas "Upward Website.dc.html".
   Desktop artboard 1440 / content 1120; mobile artboard 390.
   The two artboards are implemented as one responsive document:
   the 900px breakpoint switches to the mobile treatment. */

*,*::before,*::after{box-sizing:border-box}
img{max-width:100%;display:block}

/* ---------- layout primitives ---------- */
.wrap{max-width:1120px;margin:0 auto;padding:0 32px}
.section{padding:96px 0}
.section--card{background:var(--surface-card);border-top:1px solid var(--border-hairline);border-bottom:1px solid var(--border-hairline)}
.section--brand{background:var(--indigo-950)}
.skip{position:absolute;left:-9999px}
.skip:focus{position:fixed;left:16px;top:16px;z-index:100;background:#fff;padding:10px 16px;border-radius:var(--radius-md);box-shadow:var(--shadow-md)}

/* ---------- type ---------- */
.eyebrow--accent{font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--accent)}
.eyebrow--inverse{font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.6)}

/* ---------- nav ---------- */
.nav{position:sticky;top:0;z-index:40;background:rgba(247,248,251,.94);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--border-hairline)}
.nav__inner{max-width:1120px;margin:0 auto;height:72px;padding:0 32px;display:flex;align-items:center;gap:32px}
.nav__brand{font-family:var(--font-wordmark);font-weight:600;font-size:23px;letter-spacing:-.01em;color:var(--ink);text-decoration:none}
.nav__brand:hover{color:var(--ink);text-decoration:none}
.nav__right{margin-left:auto;display:flex;align-items:center;gap:28px}
.nav__link{font-size:13.5px;font-weight:500;color:var(--gray-700);text-decoration:none}
.nav__link:hover{color:var(--ink);text-decoration:none}
.nav__link[aria-current=page]{font-weight:600;color:var(--ink);border-bottom:1.5px solid var(--accent);padding-bottom:2px}
.nav__burger{display:none;margin-left:auto;flex-direction:column;gap:5px;width:20px;background:none;border:0;padding:0;cursor:pointer}
.nav__burger span{height:1.5px;background:var(--gray-700);border-radius:1px}
.nav__mobile{display:none;border-top:1px solid var(--border-hairline);background:var(--surface-page);padding:12px 24px 18px;flex-direction:column;gap:14px}
.nav__mobile[data-open=true]{display:flex}

/* ---------- hero ---------- */
.hero{background:var(--gradient-cover)}
.hero__inner{padding-top:132px;padding-bottom:116px}
.hero__title{font-size:76px;font-weight:600;letter-spacing:-.028em;line-height:1.02;color:#fff;margin:0;max-width:820px}
.hero__sub{font-size:19px;line-height:1.55;color:var(--text-inverse-muted);margin:28px 0 0;max-width:600px;text-wrap:pretty}
.hero__cta{margin:40px 0 0}

/* ---------- lead statement ---------- */
.lead{background:var(--surface-card);border-bottom:1px solid var(--border-hairline)}
.lead__inner{padding-top:96px;padding-bottom:100px}
.lead__text{font-size:30px;font-weight:500;line-height:1.34;letter-spacing:-.018em;color:var(--ink);margin:0;max-width:940px;text-wrap:pretty}
.lead__accent{color:var(--indigo-600)}

/* ---------- three pillars ---------- */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}
.pillar{border-top:1px solid var(--border-strong);padding-top:22px}
.pillar__num{font-size:12px;font-weight:600;letter-spacing:.08em;color:var(--indigo-600);font-variant-numeric:tabular-nums}
.pillar__title{font-size:24px;font-weight:600;letter-spacing:-.02em;line-height:1.2;color:var(--ink);margin:16px 0 0}
.pillar__body{font-size:15px;line-height:1.62;color:var(--text-secondary);margin:12px 0 0;text-wrap:pretty}

/* ---------- vault / portal ---------- */
.vault{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.vault__title{font-size:40px;font-weight:600;letter-spacing:-.024em;line-height:1.1;color:var(--ink);margin:16px 0 0}
.vault__body{font-size:16px;line-height:1.65;color:var(--text-secondary);margin:20px 0 0;text-wrap:pretty}
.vault__body p{margin:0 0 16px}
.vault__body p:last-child{margin-bottom:0}
.vault__screens{display:flex;gap:22px;justify-content:flex-end;align-items:flex-start}

/* phone mockups — inner frame is 412x866, scaled by --phone-scale */
.phone{--phone-scale:.58;width:calc(412px * var(--phone-scale));height:calc(866px * var(--phone-scale));flex:none;position:relative;filter:drop-shadow(0 26px 52px rgba(14,18,51,.3))}
.phone__scale{position:absolute;top:0;left:0;width:412px;height:866px;transform:scale(var(--phone-scale));transform-origin:top left}
.phone__body{position:relative;width:390px;height:844px;background:var(--surface-page);border:11px solid #0B0E20;border-radius:48px;overflow:hidden}
.phone__status{position:absolute;top:0;left:0;right:0;height:48px;z-index:60;display:flex;align-items:center;justify-content:space-between;padding:0 26px 0 30px;font-size:13px;font-weight:600}
.phone__status--dark{color:rgba(255,255,255,.92)}
.phone__status--light{color:var(--ink)}
.phone__status-icons{display:flex;align-items:center;gap:6px}
.phone__clock{font-variant-numeric:tabular-nums}
.phone__lock{position:absolute;inset:0;z-index:50;background:var(--gradient-cover);display:flex;flex-direction:column;justify-content:space-between;padding:112px 30px 46px}
.phone__lock-brand{font-family:var(--font-wordmark);font-weight:600;font-size:30px;color:#fff;letter-spacing:-.01em}
.phone__lock-kicker{font-size:11px;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.6);margin-top:12px}
.phone__lock-greet{font-size:24px;font-weight:600;color:#fff;letter-spacing:-.02em;line-height:1.25;margin-top:36px;text-wrap:pretty}
.phone__lock-note{font-size:14px;color:rgba(255,255,255,.72);line-height:1.55;margin-top:10px;max-width:280px;text-wrap:pretty}
.phone__unlock{display:flex;flex-direction:column;align-items:center;gap:22px}
.phone__faceid{width:78px;height:78px;border-radius:22px;border:1px solid rgba(255,255,255,.28);display:flex;align-items:center;justify-content:center;color:#fff}
.phone__unlock-label{font-size:13.5px;color:rgba(255,255,255,.72)}
.phone__screen{position:absolute;top:48px;left:0;right:0;bottom:0;overflow:hidden}
.phone__head{display:flex;align-items:center;justify-content:space-between;padding:8px 18px 0}
.phone__head-brand{display:flex;align-items:center;gap:9px}
.phone__tile{width:28px;height:28px;border-radius:8px;background:var(--indigo-950);color:#fff;display:flex;align-items:center;justify-content:center;font-family:var(--font-wordmark);font-weight:600;font-size:16px;line-height:1;padding-bottom:2px}
.phone__head-word{font-family:var(--font-wordmark);font-weight:600;font-size:17px;letter-spacing:-.01em;color:var(--ink)}
.phone__icons{display:flex;gap:8px}
.phone__icon{position:relative;width:36px;height:36px;border-radius:999px;background:#fff;border:1px solid var(--border-hairline);display:flex;align-items:center;justify-content:center;color:var(--gray-700)}
.phone__dot{position:absolute;top:7px;right:8px;width:8px;height:8px;border-radius:999px;background:var(--indigo-500);border:2px solid #fff}
.phone__greet{padding:16px 18px 0}
.phone__greet-sm{font-size:13px;color:var(--gray-500)}
.phone__greet-lg{font-size:21px;font-weight:600;letter-spacing:-.02em;line-height:1.25;margin-top:5px;text-wrap:pretty;color:var(--ink)}
.phone__block{padding:16px 18px 0}
.phone__hero{position:relative;height:180px;border-radius:14px;overflow:hidden;border:1px solid var(--border-hairline);background:var(--gray-200) center center/cover no-repeat}
.phone__hero-cap{position:absolute;left:0;right:0;bottom:0;padding:16px;background:linear-gradient(to top,rgba(14,18,51,.9),rgba(14,18,51,.5) 46%,rgba(14,18,51,0))}
.phone__hero-kicker{font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.7)}
.phone__hero-title{font-size:19px;font-weight:600;color:#fff;letter-spacing:-.01em;margin-top:5px}
.phone__hero-meta{display:flex;align-items:center;gap:9px;margin-top:9px;flex-wrap:wrap}
.phone__hero-sum{font-size:13px;color:rgba(255,255,255,.86);font-variant-numeric:tabular-nums}
.phone__hero-pill{font-size:10.5px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:#fff;border:1px solid rgba(255,255,255,.34);border-radius:999px;padding:3px 9px}
.phone__row{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:13px 14px;margin-top:10px;background:#fff;border:1px solid var(--border-hairline);border-radius:12px}
.phone__row-text{font-size:13.5px;font-weight:500;font-variant-numeric:tabular-nums;color:var(--ink)}
.phone__sec-label{font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--gray-500);margin-bottom:10px}
.phone__list{display:flex;flex-direction:column;gap:10px}
.phone__alert{display:flex;gap:12px;align-items:center;padding:14px;background:#fff;border:1px solid var(--border-hairline);border-radius:12px}
.phone__alert-icon{width:36px;height:36px;border-radius:10px;flex:0 0 auto;display:flex;align-items:center;justify-content:center}
.phone__alert-icon--neg{background:var(--negative-soft);color:var(--red-700)}
.phone__alert-icon--warn{background:var(--warning-soft);color:var(--amber-700)}
.phone__alert-text{min-width:0;flex:1}
.phone__alert-title{display:block;font-size:14px;font-weight:600;line-height:1.3;color:var(--ink)}
.phone__alert-sub{display:block;font-size:12.5px;color:var(--gray-500);line-height:1.45;margin-top:3px}
.phone__chev{color:var(--gray-400);display:flex;flex:none}
.phone__tabbar{position:absolute;left:0;right:0;bottom:0;z-index:40;background:rgba(255,255,255,.97);border-top:1px solid var(--border-hairline);padding:9px 8px 22px;display:grid;grid-template-columns:repeat(5,1fr)}
.phone__tab{display:flex;flex-direction:column;align-items:center;gap:5px;padding:5px 0;color:var(--gray-400)}
.phone__tab--on{color:var(--accent)}
.phone__tab span{font-size:10.5px;font-weight:500;letter-spacing:.01em}
.phone__tab--on span{font-weight:600}

/* ---------- insurers ---------- */
.insurers__head{display:grid;grid-template-columns:1fr 1.15fr;gap:72px;align-items:end}
.insurers__title{font-size:32px;font-weight:600;letter-spacing:-.022em;line-height:1.16;color:var(--ink);margin:16px 0 0}
.insurers__note{font-size:15px;line-height:1.62;color:var(--text-secondary);margin:0;text-wrap:pretty}
.insurers__grid{display:grid;grid-template-columns:repeat(6,1fr);gap:1px;margin-top:44px;background:var(--border-hairline);border:1px solid var(--border-hairline)}
.insurers__cell{background:var(--surface-page);padding:34px 8px;display:flex;align-items:center;justify-content:center;font-size:21px;font-weight:600;letter-spacing:-.015em;color:var(--gray-500);text-align:center}

/* ---------- 1% pledge ---------- */
.pledge{display:grid;grid-template-columns:auto 1fr;gap:64px;align-items:center}
.pledge__figure{font-size:112px;font-weight:600;letter-spacing:-.04em;line-height:.9;color:#fff;font-variant-numeric:tabular-nums}
.pledge__lead{font-size:20px;line-height:1.5;color:#fff;margin:14px 0 0;max-width:640px;text-wrap:pretty}
/* Dormant: the pledge's second line was cut by decision on 10 Sep 2026.
   Retained so restoring the paragraph is markup-only. */
.pledge__note{font-size:15px;line-height:1.6;color:var(--text-inverse-muted);margin:12px 0 0}

/* ---------- contact ---------- */
.contact{background:var(--surface-card);border-top:1px solid var(--border-hairline)}
.contact__inner{padding-top:96px;padding-bottom:96px;display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}
.contact__title{font-size:44px;font-weight:600;letter-spacing:-.026em;line-height:1.08;color:var(--ink);margin:0}
.contact__body{font-size:16px;line-height:1.65;color:var(--text-secondary);margin:20px 0 0;max-width:440px;text-wrap:pretty}
.contact__details{display:flex;flex-direction:column;gap:14px;margin:36px 0 0;padding-top:28px;border-top:1px solid var(--border-hairline)}
.contact__label{font-size:12px;color:var(--text-muted)}
.contact__value{font-size:16px;font-weight:500;color:var(--ink);text-decoration:none}
a.contact__value:hover{color:var(--accent)}
/* Dormant: used by the Phone row, which is omitted until a real number exists.
   Kept so restoring it is markup-only. Delete if phone is dropped for good. */
.contact__value--num{font-variant-numeric:tabular-nums}
.contact__flag{font-size:11px;font-weight:500;color:var(--amber-700);background:var(--amber-100);padding:2px 6px;border-radius:999px;vertical-align:2px}
.contact__form{border:1px solid var(--border-hairline);border-radius:12px;background:var(--surface-page);padding:28px;display:flex;flex-direction:column;gap:16px}
.contact__pair{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.contact__inner>*{min-width:0}
.contact__pair>*{min-width:0}
.contact__submit{display:flex;align-items:center;gap:16px;margin-top:4px}
.contact__reply{font-size:12px;color:var(--text-muted)}
.contact__status{font-size:13px;color:var(--text-muted);margin:0}

.contact__status--success{color:var(--text-primary)}
.contact__status--error{color:#b42318}
.contact__hp{position:absolute;left:-10000px;top:auto;width:1px;height:1px;overflow:hidden;opacity:0;pointer-events:none}
.contact__form .up-btn:disabled{opacity:.55;cursor:not-allowed}
.contact__form .up-field--error .up-field__box,
.contact__form .up-field--error .up-field__textarea{border-color:#b42318}
.contact__form .up-field__error{display:block;margin-top:6px;font-size:12px;color:#b42318}


/* ---------- footer ---------- */
.footer{background:var(--gradient-cover)}
.footer__inner{padding-top:72px;padding-bottom:40px}
.footer__top{display:flex;justify-content:space-between;align-items:flex-start;gap:48px}
.footer__brand{font-family:var(--font-wordmark);font-weight:600;font-size:26px;letter-spacing:-.01em;color:#fff}
.footer__cols{display:flex;gap:48px}
.footer__col{display:flex;flex-direction:column;gap:10px}
.footer__link{font-size:13.5px;color:var(--text-inverse-muted);text-decoration:none}
.footer__link:hover{color:#fff;text-decoration:none}
.footer__legal{margin-top:56px;padding-top:24px;border-top:1px solid var(--border-inverse);display:flex;justify-content:space-between;gap:40px}
.footer__fine{font-size:12px;line-height:1.6;color:rgba(255,255,255,.55);margin:0;max-width:720px}
.footer__copy{font-size:12px;color:rgba(255,255,255,.85);margin:0;white-space:nowrap}

/* ---------- about page ---------- */
.page-hero{background:var(--indigo-950)}
.page-hero__inner{padding-top:112px;padding-bottom:96px}
.page-hero__title{font-size:60px;font-weight:600;letter-spacing:-.028em;line-height:1.04;color:#fff;margin:20px 0 0;max-width:820px}
.story{background:var(--surface-card);border-bottom:1px solid var(--border-hairline)}
.story__inner{padding-top:88px;padding-bottom:88px}
.story__text{font-size:22px;line-height:1.55;color:var(--gray-900);margin:0;max-width:880px;text-wrap:pretty}
.story__text p{margin:0 0 22px}
.story__text p:last-child{margin-bottom:0}
.founders{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:36px}
.founder{background:var(--surface-card);border:1px solid var(--border-hairline);border-radius:12px;box-shadow:var(--shadow-xs);overflow:hidden}
.founder__photo{height:320px;position:relative;background:var(--gray-100);border-bottom:1px solid var(--border-hairline);display:flex;align-items:center;justify-content:center;overflow:hidden}
.founder__photo img{width:100%;height:100%;object-fit:cover;object-position:center 35%}
.founder__placeholder{font-size:13px;color:var(--gray-400);text-align:center;padding:0 24px}
.founder__text{padding:28px}
.founder__name{font-size:24px;font-weight:600;letter-spacing:-.02em;color:var(--ink);margin:0}
.founder__role{font-size:13px;font-weight:500;letter-spacing:.02em;color:var(--indigo-600);margin-top:6px}
.founder__bio{font-size:15px;line-height:1.62;color:var(--text-secondary);margin:16px 0 0;text-wrap:pretty}
.founder__bio p{margin:0 0 16px}
.founder__bio p:last-child{margin-bottom:0}
.dkg{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}
.dkg__title{font-size:40px;font-weight:600;letter-spacing:-.024em;line-height:1.1;color:var(--ink);margin:16px 0 0}
.dkg__body{font-size:17px;line-height:1.62;color:var(--text-secondary);margin:0;text-wrap:pretty}
.dkg__stats{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:36px;padding-top:28px;border-top:1px solid var(--border-hairline)}
.dkg__figure{font-size:32px;font-weight:600;letter-spacing:-.02em;color:var(--ink);font-variant-numeric:tabular-nums}
.dkg__caption{font-size:13px;color:var(--text-muted);margin-top:4px}

/* ---------- services page ---------- */
/* Built from the Claude Design export "Upward Services.html" (3 September 2026);
   header and footer excluded by decision, the site's shared ones used instead. */
.page-hero__title--sentence{font-size:52px;line-height:1.08;letter-spacing:-.02em}
.place__title{font-size:34px;font-weight:600;letter-spacing:-.02em;line-height:1.15;color:var(--ink);margin:14px 0 0;max-width:640px}
.place__intro{font-size:15px;line-height:1.6;color:var(--text-secondary);margin:16px 0 0;max-width:560px;text-wrap:pretty}
.layers{display:grid;grid-template-columns:repeat(5,1fr);margin-top:44px;background:var(--surface-card);border:1px solid var(--border-hairline);border-radius:12px;box-shadow:var(--shadow-xs);overflow:hidden}
.layer{display:flex;flex-direction:column;min-width:0;padding:24px 22px 26px;border-right:1px solid var(--border-hairline)}
.layer:last-child{border-right:0}
/* The bar steps down the indigo scale, one layer out from the home per column. */
.layer__bar{height:6px;border-radius:999px}
.layer:nth-child(1) .layer__bar{background:var(--indigo-950)}
.layer:nth-child(2) .layer__bar{background:var(--indigo-400)}
.layer:nth-child(3) .layer__bar{background:var(--indigo-300)}
.layer:nth-child(4) .layer__bar{background:var(--indigo-200)}
.layer:nth-child(5) .layer__bar{background:var(--indigo-100)}
.icon-tile{width:40px;height:40px;border-radius:10px;background:var(--accent-soft);color:var(--indigo-700);display:flex;align-items:center;justify-content:center;flex:none}
.layer .icon-tile{margin-top:22px}
.layer__num{font-size:12px;color:var(--text-muted);margin-top:16px;font-variant-numeric:tabular-nums}
.layer__title{font-size:17px;font-weight:600;line-height:1.3;color:var(--ink);margin:4px 0 0}
.layer__body{font-size:13.5px;line-height:1.55;color:var(--text-secondary);margin:8px 0 0;flex:1;text-wrap:pretty}
.layer__tags{font-size:12.5px;font-weight:500;line-height:1.6;color:var(--indigo-700);margin:14px 0 0}
#claims{scroll-margin-top:88px}
.claims{display:grid;grid-template-columns:1.1fr 1fr;gap:72px;align-items:start}
.claims__title{font-size:34px;font-weight:600;letter-spacing:-.02em;line-height:1.15;color:var(--ink);margin:14px 0 0}
.claims__intro{font-size:15px;line-height:1.6;color:var(--text-secondary);margin:16px 0 0;max-width:520px;text-wrap:pretty}
.claims__points{margin-top:36px;border-top:1px solid var(--border-hairline)}
.claims__point{display:grid;grid-template-columns:40px 1fr;gap:18px;padding:22px 0;border-bottom:1px solid var(--border-hairline)}
.claims__point-title{font-size:16px;font-weight:600;color:var(--ink);margin:0}
.claims__point-body{font-size:13.5px;line-height:1.55;color:var(--text-secondary);margin:6px 0 0;text-wrap:pretty}
/* claim card — invented example content, like the portal screens on the homepage */
.claim-preview{position:sticky;top:96px}
.claim-preview__caption{font-size:12px;color:var(--text-muted);margin-bottom:12px}
.claim{background:var(--surface-card);border:1px solid var(--border-hairline);border-radius:12px;box-shadow:var(--shadow-sm);padding:24px}
.claim__head{display:flex;justify-content:space-between;align-items:flex-start;gap:16px}
.claim__kicker{font-size:12px;color:var(--text-muted)}
.claim__name{font-size:18px;font-weight:600;letter-spacing:-.01em;color:var(--ink);margin-top:4px}
.claim__pill{font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--indigo-700);background:var(--accent-soft);border-radius:999px;padding:4px 10px;white-space:nowrap}
.claim__steps{list-style:none;margin:24px 0 0;padding:0}
.claim__step{position:relative;display:grid;grid-template-columns:20px 1fr auto;gap:14px;align-items:start;padding-bottom:18px}
.claim__step:last-child{padding-bottom:0}
.claim__step:not(:last-child)::after{content:"";position:absolute;left:9.5px;top:22px;bottom:0;width:1px;background:var(--border-hairline)}
.claim__dot{width:20px;height:20px;border-radius:999px;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--border-strong)}
.claim__step--done .claim__dot{background:var(--indigo-950);border-color:var(--indigo-950);color:#fff}
.claim__step--now .claim__dot{border:2px solid var(--indigo-500)}
.claim__step-title{font-size:14px;font-weight:500;color:var(--ink)}
.claim__step--todo .claim__step-title{color:var(--text-muted)}
.claim__step-sub{font-size:12.5px;color:var(--text-muted);margin-top:2px}
.claim__when{font-size:12px;color:var(--text-muted);font-variant-numeric:tabular-nums;white-space:nowrap}
.claim__step--now .claim__when{color:var(--indigo-700);font-weight:500}
.claim__foot{margin-top:22px;padding-top:18px;border-top:1px solid var(--border-hairline);display:flex;justify-content:space-between;align-items:center;gap:12px;font-size:13px;color:var(--text-secondary)}
.claim__foot strong{font-weight:500;color:var(--ink)}
.claim__action{font-weight:500;color:var(--text-link)}
/* ---------- legal pages (privacy, complaints) ----------
   Long-form documents reproduced from the compliance Word files. One reading
   column on the page background; the white contact block follows it. */
.legal__inner{padding-top:56px;padding-bottom:96px}
.legal__meta{font-size:13px;line-height:1.6;color:var(--text-muted);margin:0;max-width:720px;font-variant-numeric:tabular-nums}
.legal__date{font-size:13px;color:var(--text-muted);margin:6px 0 0;font-variant-numeric:tabular-nums}
.legal__body{font-size:16px;line-height:1.65;color:var(--text-secondary);max-width:720px;margin:36px 0 0;text-wrap:pretty}
.legal__body p{margin:0 0 18px}
.legal__intro{font-size:19px;line-height:1.55;color:var(--gray-900)}
.legal__body h2{font-size:24px;font-weight:600;letter-spacing:-.02em;line-height:1.2;color:var(--ink);margin:48px 0 16px}
.legal__body h3{font-size:17px;font-weight:600;line-height:1.3;color:var(--ink);margin:28px 0 10px}
.legal__body ul{margin:0 0 18px;padding-left:22px}
.legal__body li{margin:0 0 8px}
.legal__body li::marker{color:var(--accent)}
.legal__body strong{font-weight:600;color:var(--ink)}
.legal__card{font-style:normal;background:var(--surface-card);border:1px solid var(--border-hairline);border-radius:12px;box-shadow:var(--shadow-xs);padding:20px 24px;margin:0 0 20px;line-height:1.7}

/* ================= mobile ================= */
@media (max-width:900px){
  .wrap{padding:0 24px}
  .section{padding:48px 0}

  .nav__inner{height:56px;padding:0 20px;gap:16px}
  .nav__brand{font-size:20px}
  .nav__right{display:none}
  .nav__burger{display:flex}

  .hero__inner{padding-top:64px;padding-bottom:56px}
  .hero__title{font-size:42px}
  .hero__sub{margin:20px 0 0}
  .hero__cta{margin:28px 0 0}
  .hero__cta .up-btn{width:100%}

  .lead__inner{padding-top:48px;padding-bottom:48px}
  .lead__text{font-size:20px;line-height:1.4;letter-spacing:-.015em}

  .pillars{grid-template-columns:1fr;gap:32px}
  .pillar__title{font-size:21px;margin:12px 0 0}

  .vault{grid-template-columns:1fr;gap:30px}
  .vault__title{font-size:30px;margin:14px 0 0}
  .vault__screens{flex-direction:column;align-items:center;justify-content:flex-start;gap:20px;margin:30px auto 0}
  .phone{--phone-scale:.62}

  .insurers__head{grid-template-columns:1fr;gap:16px;align-items:start}
  .insurers__title{font-size:24px;line-height:1.18;margin:14px 0 0}
  .insurers__grid{grid-template-columns:1fr 1fr;margin-top:26px}
  .insurers__cell{padding:22px 8px;font-size:17px}

  .pledge{grid-template-columns:1fr;gap:0}
  .pledge__figure{font-size:72px}
  .pledge__eyebrow{margin-top:18px}
  .pledge__lead{font-size:17px;margin:12px 0 0}

  .contact__inner{grid-template-columns:1fr;gap:36px;padding-top:48px;padding-bottom:48px}
  .contact__title{font-size:32px}
  .contact__form{padding:20px}
  .contact__pair{grid-template-columns:1fr}

  .footer__inner{padding-top:48px;padding-bottom:32px}
  .footer__top{flex-direction:column;gap:24px}
  .footer__cols{flex-wrap:wrap;gap:8px 22px}
  .footer__col{flex-direction:row;flex-wrap:wrap;gap:8px 22px}
  .footer__legal{flex-direction:column;gap:16px;margin-top:32px}
  .footer__copy{white-space:normal}

  .page-hero__inner{padding-top:56px;padding-bottom:48px}
  .page-hero__title{font-size:38px;margin:16px 0 0}
  .story__inner{padding-top:48px;padding-bottom:48px}
  .story__text{font-size:17px;line-height:1.6}
  .founders{grid-template-columns:1fr;gap:24px;margin-top:24px}
  .founder__photo{height:240px}
  .founder__text{padding:22px}
  .founder__name{font-size:21px}
  .dkg{grid-template-columns:1fr;gap:24px}
  .dkg__title{font-size:30px;margin:14px 0 0}
  .dkg__body{font-size:15px}
  .dkg__title br{display:none}
  .dkg__stats{display:flex;gap:24px;margin-top:28px;padding-top:22px}
  .dkg__figure{font-size:26px}
  .dkg__caption{font-size:12px;margin-top:3px}

  .page-hero__title--sentence{font-size:34px}
  .place__title{font-size:26px;line-height:1.18}
  .layers{grid-template-columns:1fr;margin-top:28px}
  .layer{border-right:0;border-bottom:1px solid var(--border-hairline)}
  .layer:last-child{border-bottom:0}
  .claims{grid-template-columns:1fr;gap:36px}
  .claims__title{font-size:26px;line-height:1.18}
  .claim-preview{position:static}

  .legal__inner{padding-top:40px;padding-bottom:48px}
  .legal__body{font-size:15px;margin-top:28px}
  .legal__intro{font-size:17px}
  .legal__body h2{font-size:21px;margin:36px 0 12px}
  .legal__card{padding:16px 18px}
}

@media (prefers-reduced-motion:reduce){
  *{animation-duration:.01ms !important;transition-duration:.01ms !important}
}